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New Mexico late fee law

How much a landlord can charge as a late fee in New Mexico, whether there's a required grace period, and the rule that controls — verified July 2026.

Best-effort summary, verified July 2026. Late-fee rules change and cities can add stricter local caps a summary can't capture. Confirm with the linked source or a licensed attorney. This is not legal advice.
Maximum late fee
5% of the rent for each period in default
Required grace period
None required by state law

Late fee limit in New Mexico

5% of the rent for each period in default (reduced from 10% effective June 20, 2025). Calculated on rent only — not deposits, utilities, or other fees.

Grace period

None required by state law. Read N.M. Stat. Ann. § 47-8-15(D) for the exact conditions.

Put a number on it

Use our free late fee calculator to work out the charge from your lease terms, or compare every state in the late fee laws by state directory.

Frequently asked questions

Can a landlord charge a late fee in New Mexico?

Yes, if the written lease provides for it. New Mexico limits the amount: 5% of the rent for each period in default (reduced from 10% effective June 20, 2025).. Calculated on rent only — not deposits, utilities, or other fees. Verified July 2026 against N.M. Stat. Ann. § 47-8-15(D) — confirm with the current statute or an attorney.

How much can a late fee be in New Mexico?

5% of the rent for each period in default (reduced from 10% effective June 20, 2025).

Is there a grace period for rent in New Mexico?

None required by state law.

What statute governs late fees in New Mexico?

N.M. Stat. Ann. § 47-8-15(D). The source is published at https://law.justia.com/codes/new-mexico/chapter-47/article-8/section-47-8-15/.

Is this legal advice?

No. This is a best-effort summary compiled from a cited source and verified July 2026. Late-fee rules change and some cities add stricter local caps a summary can't capture. Confirm with the current statute or a licensed attorney before relying on it.

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Late fee law in every state

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Free reference by Hatchkeep — property management software, free for 50 properties and unlimited units. Related: late fee calculator · deposit laws by state · rent receipt generator